American Association of State Compensation insurance Fund
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CopperPoint Mutual Insurance Company
Phone: (602) 631-2000
Address: 3030 North Third Street
Phoenix, AZ   85012

State Compensation Insurance Fund
Address: 333 Bush Street
Suite 800
San Francisco, CA   94104

Pinnacol Assurance
Phone: (303) 361-4000
Address: 7501 East Lowry Boulevard
Suite 800
Denver, CO   80230-7006

Hawaii Employers' Mutual Insurance Co. Inc.
Phone: (808) 524-3642
Address: 1100 Alakea Street
Suite 1400
Honolulu, HI   96813

Idaho State Insurance Fund
Phone: (208) 332-2100
Address: 1215 West State Street
P.O. Box 83720
Boise, ID   83720-0044

Kentucky Employers Mutual Insurance
Phone: (859) 425-7800
Address: 250 West Main Street Suite 900
P.O. Box 83720
Lexington, KY   40507-1724

Louisiana Workers' Compensation Corporation
Phone: (225) 924-7788
Address: 2237 South Acadian Thruway
P.O. Box 83720
Baton Rouge, LA   70808

Maine Employers Mutual Insurance Company (MEMIC)
Phone: (207) 791-3300
Address: 261 Commercial Street
P.O. Box 11409
Portland, ME   04104

Chesapeake Employers’ Insurance Company
Phone: (410) 494-2000
Address: 8722 Loch Raven Boulevard
P.O. Box 11409
Towson, MD   21286-2235

SFM Mutual Insurance Company
Phone: (952) 838-4200
Address: 3500 American Boulevard West Suite 700
P.O. Box 11409
Bloomington, MN   55431-4434

Missouri Employers Mutual Insurance
Phone: (800) 442-0590
Address: 101 N Keene St
P.O. Box 11409
Columbia, MO   65201

Montana State Fund
Phone: (406) 495-5015
Address: 855 Front Street
P.O. Box 4759
Helena, MT   59604-4759

New Mexico Mutual Group
Phone: (505) 345-7260
Address: 3900 Singer Boulevard NE
P.O. Box 4759
Albuquerque, NM   87109

New York State Insurance Fund
Phone: (212) 312-7001
Address: 199 Church Street
P.O. Box 4759
New York, NY   10007

Workforce Safety and Insurance
Phone: (701) 328-3800
Address: 1600 East Century Avenue Suite 1
P.O. Box 4759
Bismarck, ND   58506-5585

Ohio Bureau of Workers Compensation
Phone: (800) 644-6292
Address: 30 West Spring Street
P.O. Box 4759
Columbus, OH   43215-2256

CompSource Mutual Insurance Company
Phone: (405) 232-7663
Address: 1901 North Walnut Ave.
P.O. Box 53505
Oklahoma City, OK   73152-3505

State Accident Insurance Fund (SAIF)
Phone: (503) 373-8000
Address: 400 High Street SE
P.O. Box 53505
Salem, OR   97312-1000

Pennsylvania State Workers Insurance Fund
Phone: (570) 963-4635
Address: 100 Lackawanna Avenue
P.O. Box 5100
Scranton, PA   18505-5100

Beacon Mutual Insurance Company
Phone: (401) 825-2667
Address: One Beacon Centre
P.O. Box 5100
Warwick, RI   02886-1378

South Carolina State Accident Fund
Phone: (803) 896-5800
Address: P.O. Box 102100
P.O. Box 5100
Columbia, SC   29221-5000

Texas Mutual Insurance Company
Phone: (800) 859-5995
Address: 6210 East Highway 290
P.O. Box 5100
Austin, TX   78723-1098

Workers Compensation Fund
Phone: (800) 446-2667
Address: 100 West Towne Ridge Parkway
P.O. Box 2227
Sandy, UT   84070

Washington Department of Labor and Industries
Phone: (360) 902-5800
Address: P.O. Box 44001
P.O. Box 2227
Olympia, WA   98504-4001

Wyoming Division of Workers Safety & Compensation
Phone: (307) 777-7159
Address: Cheyenne Business Center
1510 East Pershing Boulevard
Cheyenne, WY   82002

Workers Compensation Board - Alberta
Phone: (780) 498-3999
Address: 9925-107 Street
P.O. Box 2415
Edmonton, AB   T5J 2S5

Workers Compensation Board of British Columbia (WORKSAFEBC)
Phone: (604) 273-2266
Address: P.O. Box 5350 Station Terminal
P.O. Box 2415
Vancouver, BC   V6B 5L5

Manitoba Workers Compensation Board
Phone: (204) 954-4321
Address: 333 Broadway
P.O. Box 2415
Winnipeg, MB   R3C 4W3

Phone: (506) 632-2200
Address: 1 Portland Street
P.O. Box 160
Saint John, NB   E2L 3X9

Workers Compensation Board of Nova Scotia
Phone: (902) 491-8999
Address: 5668 South Street
P.O. Box 1150
Halifax, NS   B3J 2Y2

Prince Edward Island Workers Compensation Board
Phone: (902) 368-5680
Address: 14 Weymouth Street
P.O. Box 1150
Charlottetown, PE   C1A 7L7

Saskatchewan Workers Compensation Board
Phone: (306) 787-4370
Address: 200 - 1881 Scarth Street
P.O. Box 1150
Regina, SK   S4P 4L1

Puerto Rico State Insurance Fund Corporation
Phone: (787) 793-5959
Address: G.P.O. Box 365028
P.O. Box 1150
San Juan, PR   00936-5028
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Latest Newsletter



Pinnacol Assurance hires Dr. Tom Denberg as senior medical director
Pinnacol Assurance has named Thomas D. Denberg, M.D., as the company’s new senior medical director. Dr. Denberg will play an integral role in Pinnacol’s operational strategy and goals and will lead new and existing clinical quality improvement initiatives. Read the press release.

Pinnacol Foundation awards scholarships to 112 students
The Pinnacol Foundation provides scholarships to the children of injured workers so that they can pursue their dreams of higher education. The foundation recently awarded scholarships to 112 students for the 2017–2018 academic year. To learn more about the Pinnacol Foundation visit

2017 legislative session bills anticipated to have minimal impact on customer premiums
2017 saw more legislative action related to workers’ compensation than Pinnacol has seen for the past few years. Three bills were introduced in the Colorado legislature, and all three passed. Notably, all were the product of extensive stakeholder discussions; as a result, there was relatively little opposition to each (in fact, one passed both chambers unanimously). Initial analyses do not indicate there will be an appreciable impact on customer premiums from any of these bills. Learn more.


LWCC board declares policyholder dividend
LWCC’s board of directors recently declared a 2016 dividend of $90.6 million. The amount was distributed to over 20,000 policyholders in April 2017. This is the 14th consecutive year LWCC has issued a policyholder dividend, bringing the cumulative total returned to more than $576 million. Individual dividend awards are based on a calculation that takes into account policyholders’ premiums and longevity with LWCC.

“We partner with Louisiana agents who work hard for our policyholders and their employees,” said LWCC president and CEO Kristin W. Wall. “Our success could not have been achieved without these key partnerships with our valued agents and policyholders. We are pleased to reward our policyholders and appreciate their continued trust in LWCC to provide quality services to meet their workers’ compensation needs.”
Louisiana has continued to make great strides in safety and in fact has recently been recognized as the safest state in the country, only behind Washington D.C., in terms of safety and on-the-job injuries. Wall stated, “This remarkable safety ranking is due to an unwavering focus on accident prevention by Louisiana’s employers, workers and independent agents across the state. Fewer accidents mean more workers come home safely to their families each day, and fewer accidents have also contributed to lower rates and the return of dividends to Louisiana employers.”

LWCC board chairman Jim Hall stated, “We were created for Louisiana workers and businesses. Our vision and mission remain the same today as they did 25 years ago. We are committed to promoting workplace safety, prompt healing of the injured, and economic stability. This dividend is a result of that continued commitment and LWCC’s commitment to supporting Louisiana.”

V. Rocky Gonzalez elected board chairman of Chesapeake Employers Insurance
Members of Chesapeake Employers' board of directors elected V. Rocky Gonzalez to be chairman, effective immediately. Mr. Gonzalez succeeds Charles Dankmeyer, who is now serving as a member of the board.

Other officer changes that are effective immediately include: 
• Leonard Schuler Jr., Vice Chairman
• Paul V. Gill Sr., Treasurer
• Suzanne Carter Thompson, Secretary

In addition to Charles Dankmeyer, the following are members of the board:
• Joseph M. Coale
• Wayne Gioioso Sr.
• Lewis C. Powell
• Maria Tildon

Chesapeake Employers Insurance is headed by a nine-member board of directors appointed by the governor of Maryland. 


MEMIC Names Bourque as Next President and CEO
MEMIC’s board of directors announced it has named company veteran Michael P. Bourque as its president and CEO to replace John T. Leonard, who is retiring later this year. Bourque has worked for the company for nearly 22 years and has been serving under Leonard in the role of senior vice president, external affairs. His selection was announced in May at a gathering of the company’s nearly 400 employees.

Leonard was recognized by NCCI CEO Bill Donnell at its Annual Issues Symposium in May and was recently praised in the Portland Press Herald as a workers’ comp reformer. "John Leonard proved to be the ingredient to the elixir that saved this state with its worst-in-the-nation workers’ compensation crisis of the 1970s, ’80s and early ’90s," said Brian K. Atchinson, Maine’s superintendent of insurance from 1992 to 1997.

“Coming at a time when the company is succeeding on all fronts, I don’t believe the board hired me to come in to make a lot of big changes. Certainly to continue the success we had is what my plan is,” Bourque said in Business Insurance.

Leonard told “Michael is a go-to for a source of knowledge around here. He is well-versed in all segments of the industry, he was absolutely the best fit for this succession.”

Left to right: Michael Bourque, MEMIC SVP of External Affairs; Cody Smith, MEMIC Horizon Scholarship Winner; John Leonard, MEMIC President and CEO

Three Resilient Students Awarded MEMIC Scholarships Totaling $15,000
At its Annual Meeting of the Policyholders in June, The MEMIC Group awarded $15,000 in scholarships to three children of workers who suffered serious workplace injuries. Cody Smith of Greenbush, Maine; Derek McGraw of Brooklin, Maine; and Shannon Bagoly of Winsted, Connecticut, are this year’s MEMIC Harvey Picker Horizon Scholarship recipients.

MEMIC Honors 10 Employers for Outstanding Workplace Safety
At its Annual Meeting of the Policyholders in June, MEMIC presented awards for workplace safety to 10 of its more than 20,000 policyholders. MEMIC senior vice president of loss control and safety services Karl Siegfried paid tribute to the following employers for their workplace safety efforts at the Portland Museum of Art:

  • A.H. Grover, Inc. of North Yarmouth, Maine
  • Aspen Aerogels, Inc. of Northborough, Massachusetts
  • Commonwealth Care of Roanoke, Inc. of Virginia
  • Demoulas Super Markets, Inc. of Tewksbury, Massachusetts
  • Dunbar & Brawn Construction of Bangor, Maine
  • G.S. Precision, Inc. of Brattleboro, Vermont
  • Iron Hill Brewery, LLC of Wilmington, Delaware
  • R.H. Reny Inc. of Newcastle, Maine
  • Richardson Brands Company, Inc. of Canajoharie, New York
  • Smith’s Farm, Inc. of Presque Isle, Maine

MEMIC’s Duranceau honored with Lee Allen Award
MEMIC vice president of underwriting Catherine Duranceau received the Lee Allen Award from the Maine CPCU Society Chapter for outstanding contributions to the insurance industry.

MEMIC Announces Management Promotions
In July, MEMIC promoted Kelly Barden to the position of director, corporate communications. Barden started at MEMIC in 1998 as an intern and was quickly hired full time as a communications assistant, promoted to communications specialist in 1999, and then communications production manager in 2012. She has earned the Workers' Compensation Professional (WCP®) designation, is a member of the AASCIF Communications Committee, and is the immediate past president of the Maine Public Relations Council.

In April, Karen Schwartz was promoted to the position of vice president, underwriting compliance. She joined MEMIC in 2002 as an underwriter and was promoted to director of compliance in 2004. She has earned the Chartered Property Casualty Underwriter (CPCU), Workers' Compensation Professional (WCP®), Associate Compliance Professional (ACP), Associate in Risk Management (ARM), and Accredited Advisor in Insurance (AAI) designations.


MEM Celebrates 10 Years Injury-Free
Missouri Employers Mutual, Missouri’s No. 1 provider of workers’ compensation insurance, is living its vision of safe, healthy, and injury-free workplaces. The safety company is celebrating 10 years injury-free.

Central to MEM’s safety culture is its Safety Fanatics program, which outlines a corporate target for all employees to understand top safety risks in the workplace. The program also encourages employees to share safety messages with the larger community and provides opportunities for peer-to-peer recognition when someone is caught “in the act” of ensuring a safe workplace. So how have the MEM Safety Fanatics kept their workplace safe for 10 years and counting?

“It takes dedication and creativity to shape the safety culture that has kept our workplace safe for the past decade,” said Jim Owen, president and chief executive officer. “We start by applying many of the same safety policies we encourage for our policyholders.”

In 2016, 86 percent of MEM policyholders were injury-free, a steady increase over previous years. MEM’s own 300+ employees across four offices were also injury-free. On July 11, MEM celebrated a full decade without a single lost-time injury in the workplace.

MEM’s free workplace safety resources are available to everyone at

Safety Pays for Missouri Businesses
The frequency of workers’ compensation claims continues to decline in Missouri, but Missouri Employers Mutual won’t stop until workplace injuries are eliminated. MEM recently announced another round of safety grant recipients after awarding safety grants to 17 Missouri businesses earlier this year. Safety grants help Missouri businesses take the next step toward improving workplace safety.

All of MEM’s nearly 17,000 policyholders, regardless of premium size, are eligible to apply for a safety grant. Successful applicants earn one-to-one matching grants up to $20,000 toward approved safety initiatives. MEM plans to award policyholders at least $1 million in safety grants over the next three years, and far more if they improve workplace safety as MEM anticipates. Policyholders are required to report on the success of funded safety initiatives so MEM can help other businesses learn from their success.

Twenty businesses were selected to receive safety grants in June 2017.

MEM Marketing Earns Honors at IMCA’s 2017 Showcase Awards
MEM won two IMCA Showcase Awards at the 59th Annual Insurance Marketing & Communications Association (IMCA) Showcase Awards Gala. MEM’s Safety Fanatics Advertising Campaign won an Award of Excellence for corporate image marketing/advertising, and the MEM+Previsor sales and marketing promotion won for Best of Show in the total sales/marketing/branding campaign under $15K.

More than 90 awards were presented in 33 distinct categories during the Showcase Awards ceremony at The Scottsdale Hotel at McCormick Ranch. Organizations from across the United States and Canada entered the competition this year, which recognizes outstanding marketing and communications products and programs and promotes higher standards of excellence within the insurance industry.

Montana State Fund

The old adage that it’s best to start when you are young is definitely the tactic Montana State Fund is taking when it comes to encouraging Montana’s young workers to adopt a safety culture. Over the past few months, MSF has launched two young worker initiatives to aid in this endeavor.

Protect Your Parts Media Campaign
Hooray thumb, feet, arms and safety! is the theme of Montana State Fund’s newest statewide young worker media campaign. The campaign celebrates all the things young people can do with their different body parts and how, by working safely, they can protect their parts so that they can enjoy all that they do in life.

The target audience is 16–24 year olds. Launched in June, the media placement had limited exposure on TV and radio and in the movie theaters, with the majority of the creative elements focused on social media, including Facebook, Snapchat, Instagram, as well as targeted banner ads on Pandora and other sites visited by the young-worker demographic. To view the campaign, visit

Growing a Safer Montana
Over 600 Montana students in construction trade and industry classes from eight Montana high schools will be that much safer this coming school year through MSF’s new Growing a Safer Montana equipment grants program.

“Montana State Fund is proud to partner with Montana’s high schools to positively impact the importance of safety in the workplace for the next generation of Montana’s workers,” said Dan Johnson, MSF Safety Management Consultant. “It is our goal that by providing personal protective equipment and safety information to these students, we will give them the tools they need to champion safety both in their classrooms and in their future professional careers.”
The eight grants will provide students with safety glasses and hearing protection. MSF will also support teachers by supplying safety materials that they can use to reinforce safety awareness in their classrooms. In addition to these materials, an MSF safety professional will travel to the schools to make safety presentations.

New Brunswick

Safe Waste Collection campaign awarded Best in Show at AASCIF Communications Awards
At the recent AASCIF Annual Conference in Oklahoma City, WorkSafeNB was selected as Best in Show and was awarded first place in the External Communications Campaign category for its Safe Waste Collection campaign. Its rate setting video placed second in the Audiovisual Productions category.

This is the second consecutive year that a WorkSafeNB product has been awarded first place.
WorkSafeNB is proud to be recognized by AASCIF for the work of its team and the partner agencies that helped develop the winning concepts.

WorkSafeNB’s safe waste collection campaign reminds the public that waste collectors have a face, and we all have a role in helping to keep them safe, as their workplaces are our driveways and streets.

WorkSafeNB launches noise-induced hearing loss campaign
In May, WorkSafeNB launched a campaign asking New Brunswickers to protect their hearing at work, home, and play. While noise is present in many New Brunswick workplaces, being exposed to too much can cause permanent and irreversible damage.

In addition to damaging a worker’s quality of life, noise-induced hearing loss (NIHL) carries an economic burden. In 2016, WorkSafeNB paid $15.4 million in compensation to workers diagnosed with NIHL.
Since 2007, WorkSafeNB has provided hearing aids and related services to more than 8,000 injured workers. And that number is expected to grow even faster as New Brunswick’s population gets older.
“Noise-induced hearing loss needs to be taken seriously,” said Tim Petersen, WorkSafeNB’s acting president and CEO. “Unlike a cut or fracture, it’s rarely painful and usually develops gradually over time, but it can leave workers unable to hear the sounds around them.”

Like wearing a hard hat or work boots, workers must wear hearing protection, such as earmuffs or earplugs. They must also limit their exposure to noise both at work and outside work because noise exposure can accumulate.

“Our goal is to encourage everyone to wear hearing protection as part of their safety practices at work,” Petersen said. “We want to raise awareness among workers and employers of the prevalence and seriousness of this occupational disease so workers don’t need to live with its debilitating effects for the rest of their lives.”


New York

NYSIF Adds and Expand Online Service
NYSIF was busy this spring adding and expanding online features to make its website more useful for customers. NYSIF added two enhancements to give customers more flexibility in managing their certificates of insurance with its workers’ compensation eCERT system. Users now can choose options to hide certificates from renewal lists for short-term jobs or select certificates for automatic renewal 90 days before a policy’s renewal date.

NYSIF expanded its Premium Audit Scheduling System (PASS) by allowing policyholders or authorized representatives to schedule a convenient location, date, and time for an initial audit appointment. PASS also is now available to employers or reps with canceled policies. This allows NYSIF to accurately bill final premium and employers to budget accordingly.

NYSIF introduced an “Instant Quote” for workers’ compensation coverage for household workers, including home health aides, housekeepers, and nannies. Employers or brokers can obtain the instant quote for fewer than 10 employees qualifying as inside or outside domestic workers by completing a short application, using DocuSign, and paying a premium deposit online.

NYSIF now offers online access to benefit payment summaries for claimants who receive workers’ compensation, disability benefits, or Aggregate Trust Fund benefits once they register for an online account. This encourages claimants to register with NYSIF while reducing the number of requests for benefit payment information routinely received by NYSIF.

Likewise, policyholders and their representatives can now access audit details, including audit worksheets and electronic audit exit interview forms, through their online accounts. Online access to these forms helps employers manage their budgets, determine estimated premium, and prepare for renewal. A user guide for accessing the documents is available from the home page of the customer’s online account.

North Dakota

WSI named one of the Top 10 places for young professionals to work in Bismarck-Mandan, North Dakota
North Dakota’s workers’ compensation agency, Workforce Safety & Insurance (WSI), was honored in May at the Bismarck-Mandan Young Professional Network's annual event. WSI was named one of the Top 10 places for young professionals to work in Bismarck-Mandan. The agency employs nearly 300 people, mostly in the capitol city of Bismarck. Eight workers at the agency are members of the Bismarck-Mandan Young Professional Network (YPN). The mission of the YPN is to enhance the culture for young professionals in the Bismarck-Mandan community through professional development, entrepreneurship, community service, and social networking. WSI help desk technician Courtney Koppinger, a YPN member, nominated WSI for the honor.

Front row, left to right: Underwriter Natasha Nelson, Senior Underwriter Miranda Miller, and Employer Premium Compliance Specialist Sara Cote
Back row, left to right: Collections Supervisor Sarah Feist, Claims Adjuster I Ashley Dockter, Collections Specialist Sarah Becker, Help Desk Technician Courtney Koppinger, and WSI Director Bryan Klipfel
(Not pictured: Provider Relations Representative Sara Osse)

BWC distributing $1 billion in rebates to Ohio employers this summer
BWC administrator/CEO Sarah Morrison hit the road in early July to remind Ohio employers their “Third Billion Back” rebate checks are on the way.

This is the third $1 billion rebate in the last four years made possible by an improving safety climate, prudent fiscal management, and strong investment returns.

This rebate, combined with nearly 30 percent in average rate cuts and $3 billion in previous rebates and credits, means BWC has saved Ohio employers more than $6 billion since 2011.

Morrison encouraged Ohio employers to invest their rebates in workplace safety.

“Safe workplaces mean fewer injuries, fewer medical claims, and a stable workforce, all of which leads to a healthy bottom line for a business,” she said.

Get the latest on the rebate in this YouTube video.

Safety and wellness to get $44 million boost in Ohio
BWC is making a $44 million investment in workplace safety, health, and wellness.

The initiatives are part of BWC’s $1 billion rebate plan and include a new wellness program and funding for specific programs to help firefighters and those who work with children and adults with disabilities. It also includes an education campaign to address common injuries at work and in the home. A fact sheet on the initiatives is available here.

“We at BWC have a strong history of promoting safety in the workplace, as evidenced by record-low claims,” said BWC administrator/CEO Sarah Morrison. “This program is about expanding that effort directly to workers and creating a culture of safety among all Ohioans.”

BWC is currently seeking suppliers to support the new health and safety initiatives expected to launch in early 2018.

BWC launches short, informative webinars for busy employers
Busy employers don’t have time for lengthy meetings, no matter how important the topic. That’s why BWC is now offering a series of informative webinars that cover workers’ compensation topics and last just 20–25 minutes.

The information-packed webinars cover a range of subjects, including participation in Ohio workers’ compensation programs and other key safety and return-to-work topics, such as the benefits of light duty and the importance of timely injury reporting.

“Employers want to manage quality workers’ comp and safety programs, but they do have demanding schedules,” said Kim Kline, chief of strategic direction at BWC. “The webinars have been very well received because employers appreciate receiving information and tips quickly and concisely that they can put to use in their workplaces immediately.

Employers can opt to view the webinars from their office but also have the option to attend in person at any one of BWC’s local service offices. Attending in person provides the opportunity to ask questions and meet personally with their BWC representative. 


CompSource Mutual Insurance Company honored with Company of the Year Award from the Independent Insurance Agents of Oklahoma
CompSource Mutual Insurance Company, the leading provider of workers’ compensation insurance in Oklahoma, was recognized by the Independent Insurance Agents of Oklahoma as the 2017 Company of the Year. The award is voted on by the IIAOK membership and recognizes the company that has made a difference in the agent community by providing excellent products and services to independent agents and the independent insurance agency systems. CompSource was presented the award at the IIAOK’s 110th Annual Conference and Trade Show.

CompSource Mutual Insurance Company proud to host the 2017 AASCIF Annual Conference in Oklahoma City
CompSource Mutual Insurance Company was proud to host the 2017 AASCIF Annual Conference from June 25–28. The conference brought approximately 500 workers’ compensation experts to Oklahoma City. The conference featured a variety of great speakers such as Frank Abagnale, J.C. Watts and Richard A. Clarke, in addition to the outstanding educational track sessions provided by the AASCIF Committees.

Conference attendees and guests also participated in activities showcasing some of the culture, beauty, and fun Oklahoma has to offer. Just a few of the activities included a private AASCIF rodeo, whitewater rafting, learning about the Oklahoma spirit at the Oklahoma City National Memorial and Museum, and visiting the Chickasaw Cultural Center. And, we closed out the conference with a Night at the Museum experience at the National Cowboy and Western Heritage Museum, where Oklahoma’s own Vince Gill gave us a private concert. Pictures from all the events can be found on our Facebook and Twitter pages or on the website at

“Thank you to all of the conference attendees, sponsors and guests who made this conference an outstanding event. It was truly an honor to host the annual conference in our city. We hope you had a great time while you were here, and we can’t wait to see you all in Minnesota next summer,” said Jason Clark, CompSource Mutual president and CEO.


SAIF cautions against distractions during upcoming eclipse
SAIF released a new video to remind Oregonians to be aware of their surroundings before viewing the total eclipse on August 21. The goal of the video was to remind Oregonians about workplace safety during the event, and to start a discussion about distractions that impact workers every day on the job. So far it’s been viewed nearly 34,000 times, and we anticipate media coverage and views will continue as we get closer to the eclipse date. More information can be found at

Construction partners receive $9.8 million retro return
The 642 Oregon businesses participating in the Associated General Contractors (AGC)/SAIF workers’ compensation program will receive a $9.8 million retrospective return next quarter—a 30.2 percent return of paid premiums during the policy year.

A retro return has been paid out to AGC members 24 of the past 25 years. Total retro returns spanning the 25-year history for the AGC/SAIF program now surpass $180 million.

Latest culinary pairing: Oregon Restaurant & Lodging Assoc. and SAIF
Also in group program news, SAIF’s board of directors voted to approve a group program for eligible members of the Oregon Restaurant & Lodging Association.

"We are proud to partner with ORLA on our shared mission of making Oregon the safest and healthiest place to work," said Christy Witzke, vice president of marketing, sales, and communications at SAIF. "We're impressed by ORLA's longstanding commitment to improving their members' safety programs, and are excited to work more closely with them in this area."

The partnership will give eligible ORLA members, representing 11,000 foodservice and lodging establishments, a workers' compensation group discount that has to be validated by NCCI and approved by DCBS.

Summer breaks
As school got out, SAIF pulled from claims data to remind employers that young workers are more likely to get injured on the job—and more likely to get injured during the summer months than any other time of year. Since 2010, there have been nearly 12,000 young worker injury claims reported to SAIF during a summer month (June, July, and August), including 500 injuries within the first week on the job.


Saskatchewan’s WorkSafe Bob better equipped to promote safety
The WorkSafe Bob mascot is a familiar face of safety in Saskatchewan, and now he’s more equipped than ever to take on the job of promoting safety throughout the province.

WorkSafe Bob is the official mascot and safety ambassador of WorkSafe Saskatchewan. He’s beginning the 2017 summer season with an updated look as part of his quest to promote awareness of Mission: Zero, an initiative first launched in 2008 to eliminate all injuries in Saskatchewan.

Bob is most recognizable for his role in leading the fourth quarter stretch at Saskatchewan Roughrider CFL home games before a crowd of more than 30,000 people. The new WorkSafe Bob made his official debut at the 2017 Canada Day match in Regina, where he delivered a safety message to the crowd. Bob is now equipped with a tool belt and personal protective equipment (PPE)—ready to take on any job and any potential workplace hazard.

Take a look at Bob’s updated look in these YouTube videos:

Saskatchewan’s time loss injury rate lowest in six decades
At the Saskatchewan WCB annual general meeting on May 3 and 4, 2017, the WCB announced that the 2016 workplace time loss injury rate is the lowest it has been in 64 years.

In 2016, the time loss injury rate was 1.86 percent, compared to 2.07 percent in 2015. Nationally, this means the Saskatchewan WCB has advanced from the second highest time injury rate in Canada to the third highest, according to the Association of Workers’ Compensation Boards of Canada. The Canadian time loss injury rate average is 1.51 percent. Since 2002, Saskatchewan’s time loss injury rate has decreased by 62.4 percent.
The total injury rate in Saskatchewan is now at 5.55 percent, exceeding the WCB’s target of 5.9 percent. This rate represents a decrease of 11.9 percent from the 2015 rate of 6.3 percent.

Workers and employers are working to make Saskatchewan workplaces safer. In 2016, 88 percent of employers achieved zero injuries and zero fatalities.

Despite these successes, challenges remain. There were 31 workplace fatalities in 2016—nine from traumatic incidents, 14 from occupational disease, and four from motor vehicle incidents. The WCB remains committed to making Saskatchewan the safest place possible to work.

Learn more about the annual general meeting.


New policy administration and billing systems successfully implemented
This July, Texas Mutual replaced its policy and billing administration systems, enabling the company to offer even better service, both now and in the future. Along with the system updates, online agent and policyholder portals were enhanced, Internet Quoting and Payroll Reporting Online functions were replaced, and a robust online payment and billing page was introduced. Internal teams have been preparing for these enhancements for the past four years, which culminated in a four-day implementation period in early July. The implementation was highly successful, and updates have been well received by agents and policyholders.

Texas Mutual announces safety and wellness grant program
Keeping workers healthy and safe is one of Texas Mutual's most important goals, and our new safety and wellness grant program is one way we empower policyholders to do just that. After a successful pilot program in 2016, the Texas Mutual safety and wellness grant program launched this summer to provide hundreds of employers with wellness programs and reimbursement of funds for purchasing safety equipment. Wellness grant recipients will receive a one-year workplace wellness program, which includes health screenings for employees, ongoing support, wellness challenge ideas, helpful webinars, and more. Safety grant recipients will receive reimbursement of up to $1,500 for the purchase of ergonomic, safety, or industrial hygiene equipment to reduce or eliminate workplace injuries and illnesses.

Putting the brakes on distracted driving
At Texas Mutual, we are committed to keeping Texas workers safe, and that includes our own employees as well. That's why we have implemented a companywide policy to eliminate the use of cellphones, including hands-free devices, while operating any vehicle during work hours. The business world and our culture at-large have become accustomed to instant answers to calls and texts, but the new policy encourages a culture change. By eliminating the distraction from phones, including hands-free, we hope to keep our own employees safe and lead the way for our policyholders to implement similar policies. This summer, Texas Mutual also partnered with the Texas Department of Transportation to take their "Talk, Text, Crash" campaign on the road, sharing the message of distraction-free driving with thousands across the state.

Workers' Comp Expert Minute video series
Texas Mutual recently introduced a new video series for agents exploring basic concepts unique to workers’ compensation coverage. The four-part series is ideal for new agents and those who may be unfamiliar with Texas Mutual, or workers’ comp. Topics include a workers’ compensation overview, classification groups explained, understanding safety groups, and an introduction to Texas Mutual's medical network. This series will expand to cover more issues for new and experienced agents in the future.

Texas Mutual announces new vice president appointments
Texas Mutual recently announced five new vice president appointments:

Nathan Scott, Vice President of Investments
Scott joined Texas Mutual in 1996 and has served in a number of positions including financial analyst, business analyst, and investment analyst. His most recent role was as senior manager of investments.

Amy Green-Hinojosa, Vice President of the Project Management Office
Green-Hinojosa joined Texas Mutual in 1995 and has served in a variety of positions, including her most recent, information technology (IT) senior manager.

Jeremiah Bentley, Vice President of Marketing and Customer Engagement
Bentley joined Texas Mutual in 1998 and has served in a variety of roles across the organization. Most recently, he was the senior manager of marketing and community affairs.

Eric Bourquin, Vice President of Safety
Bourquin joined Texas Mutual in 2001 and has served in a number of safety services roles, including his most recent position as senior manager of safety services and Lubbock regional office operations.

Woody Hill, Vice President and Customer Experience Officer
Hill joined Texas Mutual in 2013 and most recently held the role of vice president of safety and information services. He is now joining the newly formed digital innovation and solutions division.


WCF Celebrates 100 Years
WCF Insurance celebrated its 100th anniversary on July 1, 2017. To commemorate the milestone, WCF commissioned a custom bronze sculpture titled, “Be Careful Out There.” The sculpture depicts a firefighter interacting with his young son in his safety equipment. The sculpture was unveiled at WCF’s headquarters at an employee celebration held on June 29, 2017.

Pictured with sculpture: Lane Summerhays (former CEO) and Ray Pickup (current CEO)


Washington State makes major investment to hire claim managers and improve workers’ comp system
Washington’s workers’ compensation program received good news when the state budget was approved by the legislature at the 11th hour.

A Department of Labor & Industries (L&I) proposal to add claim managers to reduce caseloads and improve training was supported by Gov. Jay Inslee, made it through the legislature, and was part of the state operating budget signed into law late on the evening of June 30.

The workers’ compensation system enhancements will reduce costs by helping injured workers heal and return to work. The improvements build on progress made in recent years by investing in initiatives to reduce the rate of long-term disability among injured workers in Washington, which has generated hundreds of millions of dollars in claim liability savings.

While these improvements are a significant step in the right direction, Washington’s claim manager caseloads remain high, far exceeding the recommended average. A 2015 joint legislative committee audit recommended instituting standards for early phone contact on claims, as well as improved claim-management strategic planning and documentation. Those changes require spending more time on each claim, along with specialized training for claim managers to develop their skills to proactively recognize and triage claims that have a high risk of developing long-term disability.

The new budget package includes funds to phase in additional claim managers and gradually reduce caseloads. The goal is to give claim managers more time to apply disability prevention strategies by actively engaging employers and injured workers early in each claim. Claim managers will make sure that every claim at risk of long-term disability includes a return-to-work or vocational-recovery plan and a medical management and claim-resolution plan.

Along with more claim managers, Washington will modernize its current training and coaching methods and develop tools to train trainers and coaches on teaching strategic thinking to effectively resolve claims. A combination of contractors and project staff will be brought in this fall to get the training work underway.
Washington L&I will also upgrade technology to support claim management as part of these improvements. Altogether, this multi-million dollar investment will improve the state’s workers’ compensation system and support for injured workers and employers for years to come.



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