American Association of State Compensation insurance Fund
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member fund.

CopperPoint Mutual Insurance Company
Phone: (602) 631-2000
Address: 3030 North Third Street
Phoenix, AZ   85012

State Compensation Insurance Fund
Address: 333 Bush Street
Suite 800
San Francisco, CA   94104

Pinnacol Assurance
Phone: (303) 361-4000
Address: 7501 East Lowry Boulevard
Suite 800
Denver, CO   80230-7006

Hawaii Employers' Mutual Insurance Co. Inc.
Phone: (808) 524-3642
Address: 1100 Alakea Street
Suite 1400
Honolulu, HI   96813

Idaho State Insurance Fund
Phone: (208) 332-2100
Address: 1215 West State Street
P.O. Box 83720
Boise, ID   83720-0044

Kentucky Employers Mutual Insurance
Phone: (859) 425-7800
Address: 250 West Main Street Suite 900
P.O. Box 83720
Lexington, KY   40507-1724

Louisiana Workers' Compensation Corporation
Phone: (225) 924-7788
Address: 2237 South Acadian Thruway
P.O. Box 83720
Baton Rouge, LA   70808

Maine Employers Mutual Insurance Company (MEMIC)
Phone: (207) 791-3300
Address: 261 Commercial Street
P.O. Box 11409
Portland, ME   04104

Chesapeake Employers’ Insurance Company
Phone: (410) 494-2000
Address: 8722 Loch Raven Boulevard
P.O. Box 11409
Towson, MD   21286-2235

SFM Mutual Insurance Company
Phone: (952) 838-4200
Address: 3500 American Boulevard West Suite 700
P.O. Box 11409
Bloomington, MN   55431-4434

Missouri Employers Mutual Insurance
Phone: (800) 442-0590
Address: 101 N Keene St
P.O. Box 11409
Columbia, MO   65201

Montana State Fund
Phone: (406) 495-5015
Address: 855 Front Street
P.O. Box 4759
Helena, MT   59604-4759

New Mexico Mutual Group
Phone: (505) 345-7260
Address: 3900 Singer Boulevard NE
P.O. Box 4759
Albuquerque, NM   87109

New York State Insurance Fund
Phone: (212) 312-7001
Address: 199 Church Street
P.O. Box 4759
New York, NY   10007

Workforce Safety and Insurance
Phone: (701) 328-3800
Address: 1600 East Century Avenue Suite 1
P.O. Box 4759
Bismarck, ND   58506-5585

Ohio Bureau of Workers Compensation
Phone: (800) 644-6292
Address: 30 West Spring Street
P.O. Box 4759
Columbus, OH   43215-2256

CompSource Mutual Insurance Company
Phone: (405) 232-7663
Address: 1901 North Walnut Ave.
P.O. Box 53505
Oklahoma City, OK   73152-3505

State Accident Insurance Fund (SAIF)
Phone: (503) 373-8000
Address: 400 High Street SE
P.O. Box 53505
Salem, OR   97312-1000

Pennsylvania State Workers Insurance Fund
Phone: (570) 963-4635
Address: 100 Lackawanna Avenue
P.O. Box 5100
Scranton, PA   18505-5100

Beacon Mutual Insurance Company
Phone: (401) 825-2667
Address: One Beacon Centre
P.O. Box 5100
Warwick, RI   02886-1378

South Carolina State Accident Fund
Phone: (803) 896-5800
Address: P.O. Box 102100
P.O. Box 5100
Columbia, SC   29221-5000

Texas Mutual Insurance Company
Phone: (800) 859-5995
Address: 6210 East Highway 290
P.O. Box 5100
Austin, TX   78723-1098

Workers Compensation Fund
Phone: (800) 446-2667
Address: 100 West Towne Ridge Parkway
P.O. Box 2227
Sandy, UT   84070

Washington Department of Labor and Industries
Phone: (360) 902-5800
Address: P.O. Box 44001
P.O. Box 2227
Olympia, WA   98504-4001

Wyoming Division of Workers Safety & Compensation
Phone: (307) 777-7159
Address: Cheyenne Business Center
1510 East Pershing Boulevard
Cheyenne, WY   82002

Workers Compensation Board - Alberta
Phone: (780) 498-3999
Address: 9925-107 Street
P.O. Box 2415
Edmonton, AB   T5J 2S5

Workers Compensation Board of British Columbia (WORKSAFEBC)
Phone: (604) 273-2266
Address: P.O. Box 5350 Station Terminal
P.O. Box 2415
Vancouver, BC   V6B 5L5

Manitoba Workers Compensation Board
Phone: (204) 954-4321
Address: 333 Broadway
P.O. Box 2415
Winnipeg, MB   R3C 4W3

Phone: (506) 632-2200
Address: 1 Portland Street
P.O. Box 160
Saint John, NB   E2L 3X9

Workers Compensation Board of Nova Scotia
Phone: (902) 491-8999
Address: 5668 South Street
P.O. Box 1150
Halifax, NS   B3J 2Y2

Prince Edward Island Workers Compensation Board
Phone: (902) 368-5680
Address: 14 Weymouth Street
P.O. Box 1150
Charlottetown, PE   C1A 7L7

Saskatchewan Workers Compensation Board
Phone: (306) 787-4370
Address: 200 - 1881 Scarth Street
P.O. Box 1150
Regina, SK   S4P 4L1

Puerto Rico State Insurance Fund Corporation
Phone: (787) 793-5959
Address: G.P.O. Box 365028
P.O. Box 1150
San Juan, PR   00936-5028
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AASCIF Newsletter

Telecommuting Today

Deborah Sabatino, Maine Employers’ Mutual Insurance Company

Shonda Brown, Texas Mutual Insurance Company

The workplace is expanding beyond office walls. According to Flexjobs, which recently analyzed data from the U.S. Bureau of Labor Statistics and the U.S. Census Bureau, telecommuting has increased by 115% in a decade. This translates to nearly 4 million U.S. workers, or about 3% of the U.S. workforce. Increasingly, companies are recognizing the benefits of telecommuting and incorporating this type of flexible work arrangement into their business strategies.

Global Analytics points to the benefits of telecommuting in three main areas—people, planet, and profit. By the numbers, their research indicates increased productivity, consolidation of office space, reduced absenteeism, and lower voluntary turnover rates. Their research also indicates that well-executed plans can help employers expand their labor pool, increase employee satisfaction, maintain operations during inclement weather and other emergency events, and enhance the company image.

Telecommuting is not without its challenges, though. Some of the difficulties posed by telecommuting include the challenges of managing remote workers, diminished opportunities for social interaction and collaborative learning, the “fairness factor” when some jobs are suited for telecommuting and others are not, and data security concerns.

On balance, incorporating telecommuting opportunities into your workplace when it’s feasible makes good business sense. To set the stage for success, set out clear guidelines and expectations up front.

Both MEMIC and Texas Mutual offer telecommuting opportunities. At MEMIC, three positions have been identified exclusively as telecommuting positions—Premium Auditors, Senior Production Underwriters, and Safety Management Consultants. Even so, telecommuting is not for everyone, and a few employees in these positions choose to work in the office.

In addition, there are positions that are particularly difficult to recruit for in specific geographic locations, and in these cases, telecommuting arrangements will be considered to facilitate the onboarding of the right candidate.

Finally, there may be occasions when employees’ personal situations require a schedule adjustment, and telecommuting can be an option to provide that accommodation.

To be eligible to work from home, employees must have a household that is free from any form of distraction and is properly equipped.

Employees in today’s workforce are looking for flexibility and work life balance. Telecommuting, when possible, is a benefit that may assist in meeting those needs and retaining talented, engaged employees.

At Texas Mutual, Premium Auditors and Safety Services Consultants telecommute full time. In addition, Adjusters and Underwriters work from home two days per week.

The company has eligibility requirements for participants. For example, employees must be in their position at least six months, be considered in good standing, and consistently meet or exceed performance expectations. In addition, participants must be available to their co-workers and customers by phone, email, and instant messaging.

Participants are pretty excited about the opportunity to work from home and have expressed their satisfaction. The biggest win for employees is eliminating the commute, which saves time and money and reduces stress. Employees also appreciate a break from the dress code and from typical workday distractions.

Advantages for the company include use of the benefit as a recruiting and retention tool, expense management, and reduced pressure on office space and parking spots. Challenges include reduced attendance for employee engagement activities, difficulty coordinating in-office coverage, and reduced organic collaboration and learning.

As businesses compete fiercely for the best available workers and the talent to move their companies forward, flexible work arrangements could provide a competitive advantage. It’s clear that telecommuting has its benefits, provided that the challenges can be appropriately managed. Only you can determine whether it’s right for your company.



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