American Association of State Compensation insurance Fund
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CopperPoint Mutual Insurance Company
Phone: (602) 631-2000
Address: 3030 North Third Street
Phoenix, AZ   85012
Website: www.copperpoint.com

State Compensation Insurance Fund
Phone: 888-STATEFUNDCA
Address: 333 Bush Street
Suite 800
San Francisco, CA   94104
Website: www.statefundca.com

Pinnacol Assurance
Phone: (303) 361-4000
Address: 7501 East Lowry Boulevard
Suite 800
Denver, CO   80230-7006
Website: www.pinnacol.com

Hawaii Employers' Mutual Insurance Co. Inc.
Phone: (808) 524-3642
Address: 1100 Alakea Street
Suite 1400
Honolulu, HI   96813
Website: www.hemic.com

Idaho State Insurance Fund
Phone: (208) 332-2100
Address: 1215 West State Street
P.O. Box 83720
Boise, ID   83720-0044
Website: www.idahosif.org

Kentucky Employers Mutual Insurance
Phone: (859) 425-7800
Address: 250 West Main Street Suite 900
P.O. Box 83720
Lexington, KY   40507-1724
Website: www.kemi.com

Louisiana Workers' Compensation Corporation
Phone: (225) 924-7788
Address: 2237 South Acadian Thruway
P.O. Box 83720
Baton Rouge, LA   70808
Website: www.lwcc.com

Maine Employers Mutual Insurance Company (MEMIC)
Phone: (207) 791-3300
Address: 261 Commercial Street
P.O. Box 11409
Portland, ME   04104
Website: www.memic.com

Chesapeake Employers’ Insurance Company
Phone: (410) 494-2000
Address: 8722 Loch Raven Boulevard
P.O. Box 11409
Towson, MD   21286-2235
Website: www.ceiwc.com

SFM Mutual Insurance Company
Phone: (952) 838-4200
Address: 3500 American Boulevard West Suite 700
P.O. Box 11409
Bloomington, MN   55431-4434
Website: www.sfmic.com

Missouri Employers Mutual Insurance
Phone: (800) 442-0590
Address: 101 N Keene St
P.O. Box 11409
Columbia, MO   65201
Website: www.mem-ins.com

Montana State Fund
Phone: (406) 495-5015
Address: 855 Front Street
P.O. Box 4759
Helena, MT   59604-4759
Website: www.montanastatefund.com

New Mexico Mutual Group
Phone: (505) 345-7260
Address: 3900 Singer Boulevard NE
P.O. Box 4759
Albuquerque, NM   87109
Website: www.newmexicomutual.com

New York State Insurance Fund
Phone: (212) 312-7001
Address: 199 Church Street
P.O. Box 4759
New York, NY   10007
Website: www.nysif.com

Workforce Safety and Insurance
Phone: (701) 328-3800
Address: 1600 East Century Avenue Suite 1
P.O. Box 4759
Bismarck, ND   58506-5585
Website: www.WorkforceSafety.com

Ohio Bureau of Workers Compensation
Phone: (800) 644-6292
Address: 30 West Spring Street
P.O. Box 4759
Columbus, OH   43215-2256
Website: www.ohiobwc.com

CompSource Mutual Insurance Company
Phone: (405) 232-7663
Address: 1901 North Walnut Ave.
P.O. Box 53505
Oklahoma City, OK   73152-3505
Website: www.compsourcemutual.com

State Accident Insurance Fund (SAIF)
Phone: (503) 373-8000
Address: 400 High Street SE
P.O. Box 53505
Salem, OR   97312-1000
Website: www.saif.com

Pennsylvania State Workers Insurance Fund
Phone: (570) 963-4635
Address: 100 Lackawanna Avenue
P.O. Box 5100
Scranton, PA   18505-5100
Website: www.dli.state.pa.us/swif

Beacon Mutual Insurance Company
Phone: (401) 825-2667
Address: One Beacon Centre
P.O. Box 5100
Warwick, RI   02886-1378
Website: www.beaconmutual.com

South Carolina State Accident Fund
Phone: (803) 896-5800
Address: P.O. Box 102100
P.O. Box 5100
Columbia, SC   29221-5000
Website: www.saf.sc.gov

Texas Mutual Insurance Company
Phone: (800) 859-5995
Address: 6210 East Highway 290
P.O. Box 5100
Austin, TX   78723-1098
Website: www.texasmutual.com

Workers Compensation Fund
Phone: (800) 446-2667
Address: 100 West Towne Ridge Parkway
P.O. Box 2227
Sandy, UT   84070
Website: www.wcfgroup.com

Washington Department of Labor and Industries
Phone: (360) 902-5800
Address: P.O. Box 44001
P.O. Box 2227
Olympia, WA   98504-4001
Website: www.lni.wa.gov

Wyoming Division of Workers Safety & Compensation
Phone: (307) 777-7159
Address: Cheyenne Business Center
1510 East Pershing Boulevard
Cheyenne, WY   82002
Website: wydoe.state.wy.us

Workers Compensation Board - Alberta
Phone: (780) 498-3999
Address: 9925-107 Street
P.O. Box 2415
Edmonton, AB   T5J 2S5
Website: www.wcb.ab.ca

Workers Compensation Board of British Columbia (WORKSAFEBC)
Phone: (604) 273-2266
Address: P.O. Box 5350 Station Terminal
P.O. Box 2415
Vancouver, BC   V6B 5L5
Website: www.worksafebc.com

Manitoba Workers Compensation Board
Phone: (204) 954-4321
Address: 333 Broadway
P.O. Box 2415
Winnipeg, MB   R3C 4W3
Website: www.wcb.mb.ca

WorkSafeNB
Phone: (506) 632-2200
Address: 1 Portland Street
P.O. Box 160
Saint John, NB   E2L 3X9
Website: www.worksafenb.ca

Workers Compensation Board of Nova Scotia
Phone: (902) 491-8999
Address: 5668 South Street
P.O. Box 1150
Halifax, NS   B3J 2Y2
Website: www.wcb.ns.ca

Prince Edward Island Workers Compensation Board
Phone: (902) 368-5680
Address: 14 Weymouth Street
P.O. Box 1150
Charlottetown, PE   C1A 7L7
Website: www.wcb.pe.ca

Saskatchewan Workers Compensation Board
Phone: (306) 787-4370
Address: 200 - 1881 Scarth Street
P.O. Box 1150
Regina, SK   S4P 4L1
Website: www.wcbsask.com

Puerto Rico State Insurance Fund Corporation
Phone: (787) 793-5959
Address: G.P.O. Box 365028
P.O. Box 1150
San Juan, PR   00936-5028
Website: www.cfse.gov.pr
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AASCIF Newsletter

Show A Little Love

By Al Parisian, CIO, Montana State Fund

Admit it. At one time or another you have been frustrated by a cybersecurity measure at the office. In this article, we are going look at a few common vignettes from modern life and rediscover the reasons your cybersecurity team is so careful at work. You may even learn to love them.

These days, our information is being collected and used at an unfathomable rate, and the collectors are sharing their business data (our information) purposely and inadvertently ever more quickly. Besides recording what happens in the transaction itself, almost every event is “enriched” by a location sensor, context on your digital device, a camera or a microphone. That data lives forever with your partners, their partners, and anyone who has (or steals) access to them.  It’s why we warn our children about what they post and what they share. Today, every digital transaction has huge implications for our digital privacy.

At work we have to go ever-more-digital, and it seems it’s true at home as well. We conduct personal digital business for everything from shopping, to banking, to smart TVs, to smart door bells, to social media, to games and apps, and well, just about everything. So what am I so concerned about?

Let’s begin with what is going to be your absolute favorite example of a “Terms of Use” agreement—an ordinary transaction that we all engage in many times per year at home for some piece of digital gear or some software or service we want to use. In the Terms of Use, we usually give our permission to use, share, and sell our data…and more, but let’s get to the example. This actual Terms of Use was posted and agreed to by several thousand people in just one day. Here is a quote, buried in the small print of a multiple-page agreement:

“by placing an order via this Game Station web site on this the first day of the fourth month of this year, you agree to grant us a non-transferable option to claim, for now and forever more, your immortal soul.  You will deliver your immortal soul within five business days of a demand from us or from one of our duly authorized minions.”

Get the gag? These terms were effective for just one day, April Fool’s Day. Website and software agreements don’t usually claim your immortal soul. But they do include permissions to use and even sell your data, your immediate location, and more. Sometimes you have and use some opt-out choices at signup. But the initial signup is not the worst of it.

When we first sign up, and a choice is given, we do opt out of sharing and data mining. But our digital vendors know that when defaults reset at each update or patch, we will not remember to opt out of every tracking or usage option every time. How often have you just tapped the “Update All” option on your phone or tablet? And so you end up getting a digital coffee shop coupon just as you approach a shop. And getting told that your friend Becky is already inside. Worse, as individuals, our Terms of Use agreements in our personal digital lives do not protect our information, nor do we get our data back when we stop trading with the vendor.

But enough of that, let’s look at some other aspects of our digital personal lives.

More and more of the things we own and use are connected to the internet. Here are four examples:

  1. Roomba vacuum systems enhanced their product by having it video and map your home so as to better navigate and clean.  But then Roomba was hacked, making floor height videos of your home available online. (It’s since been fixed.)
  2. Smart doorbells, for quite some time, allowed access to your home network (including password) by removing two screws from the faceplate and pressing a reset button. (It’s since been fixed.)
  3. Smart TVs were hacked in 2016, remotely without physical access to the TV, which provided direct access to your home wireless network. (It’s since been fixed.)
  4. Smart alarm clocks were introduced last December by Amazon. Called “Spot” and tied to Amazon’s Alexa, Spot has a high resolution camera for video calls and the latest generation microphone and voice recognition. It connects automatically to your other IP enabled home devices and your music and subscriptions.  With such a device always connected, in your bedroom, what could possibly go wrong?

You might think these are examples of the “Internet of Things” (IoT), and you would be correct. You probably have even more examples at home.  Some in cybersecurity view these digital things as unintended open doors to countless risks.

The IoT issue is no different at work. Here are a couple of examples:

  • Remember the Target HVAC story from a few years ago? By hacking Target’s HVAC vendor, and subsequently Target’s HVAC equipment, and then the in-store networks, crooks stole 40 million debit and credit card records. How many of us have our home heating and cooling system hooked up to the internet to allow remote setting of temperatures or for monitoring and support?
  • About the same timeframe, researchers hacked the building management system for Google’s Australian HQ building. They got all the way into control screens with buttons marked "active overrides," "active alarms," and "alarm console," as well as the Building Management System key.  How many of us can remotely manage home heat settings or lighting?

Speaking of network security, do you remember the story about the coffee shop Wi-Fi victim? A criminal in the same shop on the same Wi-Fi system hacked her Facebook account, alerted an accomplice to her empty home’s address, and used her Facebook credentials to make online purchases. So she was robbed both in the digital and in the real world.

Then, just a few months ago we learned that all Wi-Fi security connectivity protocols are flawed. Anyone in physical proximity to your network can evade existing security measures and steal the data flowing between your wireless device and the wireless router.

So, on a personal note, please remember:

We expose the details of our lives with every digital device we have and each time we use internet and shared services. We cannot control the security of the networks and trading partners we use. Everything about you—your data, your purchases, your searches, your location, your friends, even your texts and words—are a valuable commodity. Google, Facebook, and others make billions selling your data.

So please take steps to protect yourself in the digital universe. And spare a little love for your cybersecurity team at work. You might even wish they made house calls.

 

 

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