American Association of State Compensation insurance Fund
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CopperPoint Mutual Insurance Company
Phone: (602) 631-2000
Address: 3030 North Third Street
Phoenix, AZ   85012

State Compensation Insurance Fund
Address: 333 Bush Street
Suite 800
San Francisco, CA   94104

Pinnacol Assurance
Phone: (303) 361-4000
Address: 7501 East Lowry Boulevard
Suite 800
Denver, CO   80230-7006

Hawaii Employers' Mutual Insurance Co. Inc.
Phone: (808) 524-3642
Address: 1100 Alakea Street
Suite 1400
Honolulu, HI   96813

Idaho State Insurance Fund
Phone: (208) 332-2100
Address: 1215 West State Street
P.O. Box 83720
Boise, ID   83720-0044

Kentucky Employers Mutual Insurance
Phone: (859) 425-7800
Address: 250 West Main Street Suite 900
P.O. Box 83720
Lexington, KY   40507-1724

Louisiana Workers' Compensation Corporation
Phone: (225) 924-7788
Address: 2237 South Acadian Thruway
P.O. Box 83720
Baton Rouge, LA   70808

Maine Employers Mutual Insurance Company (MEMIC)
Phone: (207) 791-3300
Address: 261 Commercial Street
P.O. Box 11409
Portland, ME   04104

Chesapeake Employers’ Insurance Company
Phone: (410) 494-2000
Address: 8722 Loch Raven Boulevard
P.O. Box 11409
Towson, MD   21286-2235

SFM Mutual Insurance Company
Phone: (952) 838-4200
Address: 3500 American Boulevard West Suite 700
P.O. Box 11409
Bloomington, MN   55431-4434

Missouri Employers Mutual Insurance
Phone: (800) 442-0590
Address: 101 N Keene St
P.O. Box 11409
Columbia, MO   65201

Montana State Fund
Phone: (406) 495-5015
Address: 855 Front Street
P.O. Box 4759
Helena, MT   59604-4759

New Mexico Mutual Group
Phone: (505) 345-7260
Address: 3900 Singer Boulevard NE
P.O. Box 4759
Albuquerque, NM   87109

New York State Insurance Fund
Phone: (212) 312-7001
Address: 199 Church Street
P.O. Box 4759
New York, NY   10007

Workforce Safety and Insurance
Phone: (701) 328-3800
Address: 1600 East Century Avenue Suite 1
P.O. Box 4759
Bismarck, ND   58506-5585

Ohio Bureau of Workers Compensation
Phone: (800) 644-6292
Address: 30 West Spring Street
P.O. Box 4759
Columbus, OH   43215-2256

CompSource Mutual Insurance Company
Phone: (405) 232-7663
Address: 1901 North Walnut Ave.
P.O. Box 53505
Oklahoma City, OK   73152-3505

State Accident Insurance Fund (SAIF)
Phone: (503) 373-8000
Address: 400 High Street SE
P.O. Box 53505
Salem, OR   97312-1000

Pennsylvania State Workers Insurance Fund
Phone: (570) 963-4635
Address: 100 Lackawanna Avenue
P.O. Box 5100
Scranton, PA   18505-5100

Beacon Mutual Insurance Company
Phone: (401) 825-2667
Address: One Beacon Centre
P.O. Box 5100
Warwick, RI   02886-1378

South Carolina State Accident Fund
Phone: (803) 896-5800
Address: P.O. Box 102100
P.O. Box 5100
Columbia, SC   29221-5000

Texas Mutual Insurance Company
Phone: (800) 859-5995
Address: 6210 East Highway 290
P.O. Box 5100
Austin, TX   78723-1098

Workers Compensation Fund
Phone: (800) 446-2667
Address: 100 West Towne Ridge Parkway
P.O. Box 2227
Sandy, UT   84070

Washington Department of Labor and Industries
Phone: (360) 902-5800
Address: P.O. Box 44001
P.O. Box 2227
Olympia, WA   98504-4001

Wyoming Division of Workers Safety & Compensation
Phone: (307) 777-7159
Address: Cheyenne Business Center
1510 East Pershing Boulevard
Cheyenne, WY   82002

Workers Compensation Board - Alberta
Phone: (780) 498-3999
Address: 9925-107 Street
P.O. Box 2415
Edmonton, AB   T5J 2S5

Workers Compensation Board of British Columbia (WORKSAFEBC)
Phone: (604) 273-2266
Address: P.O. Box 5350 Station Terminal
P.O. Box 2415
Vancouver, BC   V6B 5L5

Manitoba Workers Compensation Board
Phone: (204) 954-4321
Address: 333 Broadway
P.O. Box 2415
Winnipeg, MB   R3C 4W3

Phone: (506) 632-2200
Address: 1 Portland Street
P.O. Box 160
Saint John, NB   E2L 3X9

Workers Compensation Board of Nova Scotia
Phone: (902) 491-8999
Address: 5668 South Street
P.O. Box 1150
Halifax, NS   B3J 2Y2

Prince Edward Island Workers Compensation Board
Phone: (902) 368-5680
Address: 14 Weymouth Street
P.O. Box 1150
Charlottetown, PE   C1A 7L7

Saskatchewan Workers Compensation Board
Phone: (306) 787-4370
Address: 200 - 1881 Scarth Street
P.O. Box 1150
Regina, SK   S4P 4L1

Puerto Rico State Insurance Fund Corporation
Phone: (787) 793-5959
Address: G.P.O. Box 365028
P.O. Box 1150
San Juan, PR   00936-5028
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Kate Schmitz Named Denver Business Journal’s 40 Under 40 Winner
The Denver Business Journal honored Pinnacol Assurance Chief Marketing Officer Kate Schmitz with its annual “40 under 40” award. Nominees were young professionals under 40 in the Denver metro area and were judged on their leadership, community involvement, and business success within their organization and industry. An independent panel of individuals from various industries, including prior award recipients and Denver Business Journal editorial staff, reviewed more than 250 nominations.


Terry Leve Wins “Trailblazer of the Year” Award
OnCon Icon selected Pinnacol Assurance Chief Legal and Corporate Resources Officer Terry Leve to receive its “Trailblazer of the Year” award. This award recognizes an attorney who “exhibits the most innovation, pioneering spirit and successful creativity in their field.” Nominees are voted on by leading professionals within their industry.

Pinnacol Employees Embody Spirit of Giving With Record-Setting Employee Giving Campaign, Month-Long Volunteering Effort
Taking their corporate mission—“to lead a revolution in caring for the people, businesses and communities of Colorado”—very seriously, Pinnacol employees set records in employee giving and volunteer hours in 2018. Local nonprofits received $286,676 as a result of the campaign.

More than 220 employees dedicated nearly 850 hours of their time, and employees organized 12 events, involving projects such as helping seniors with household maintenance, tidying up public parks in the Denver area, providing families with locally grown produce, empowering school-age girls, and helping to organize the annual Walk to End Alzheimer’s.

Pinnacol Foundation Scholarship Application Period Now Open
The application period for Pinnacol Foundation scholarships for the 2019–2020 school year is now open. Children of people seriously injured or killed on the job are eligible for scholarships to be used only for the costs of attending school at accredited colleges, universities, community colleges, and vocational schools. Scholarships average $4,500 per student per year. To learn more, visit

Pinnacol Assurance Grants More Than $175,000 to Nonprofits to Help Injured Workers Return to Work, Ensure Colorado’s Robust Business Climate, and Mitigate Risk to Improve Safety
In a series of grants, Pinnacol Assurance awarded over $94,000 to seven Colorado nonprofits to help injured workers get back to work and stay healthy, and to ensure that Colorado has a robust business climate and the workforce it needs. “These grants will help prevention, treatment and recovery from work-related illness and injury,” said Edie Sonn, vice president of public affairs and communication.

In addition, Pinnacol awarded over $81,000 to nonprofit Colorado employers to invest in specific risk-mitigation programs to improve their employees’ safety at work. These safety grants will help fund employers’ defined and specific safety needs for their employees, such as purchasing salt spreaders for icy and slippery areas, patient lifts for hospice workers, and even special cat-handling equipment that will reduce employee exposure to bites.


KEMI Employees Donate $20,000 to 15 Charities
KEMI employees recently spread some Christmas cheer by donating $20,000 to 15 local charities throughout the community. The contributions were collected through voluntary employee giving and distributed to the following organizations:

Alzheimer’s Association
American Cancer Society 
Catholic Action Center 
Refuge for Women 
Elizabeth’s Village 
Girls on the Run 
Lexington Humane Society 
Mission Lexington

Nursing Home Ombudsman Agency
Salvation Army
Supporting Heroes, Inc. 
The Toy Chest Children’s Charity 
Tyson’s Chance Animal Foundation 
Voices of Hope 
Woodford Humane Society

In addition to the monetary contributions, KEMI employees also volunteered extensively throughout the community, thanks in part to the KEMI Volunteer Hours program, which provides each employee with 16 hours of paid leave to serve with local charities.

To learn more about KEMI and our community giving, click here.


LWCC Kids’ Chance Invitational Golf Tournament Raises Over $40,000
The 15th annual LWCC Kids’ Chance invitational golf tournament raised over $40,000 for the Louisiana Bar Foundation (LBF) Kids’ Chance Scholarship Program. The program is administered by LBF and provides scholarships to dependent children of Louisiana workers killed or permanently and totally disabled in a workplace accident. Since its inception, the LWCC golf tournament has raised over $485,000, which has contributed to 290 scholarships totaling $664,100 awarded to LBF Kids’ Chance Scholarship recipients.

“We are proud to be a continued part of raising funds for these deserving students, and wish them continued success in meeting their academic goals,” stated LWCC President and CEO Kristin Wall. “Caring for the injured worker is an important part of our mission, and through Kids’ Chance we are able to make a difference in the lives of children who have been affected by workplace injury.”

Scholarship recipients and family members joined LWCC Senior Vice President and Chief Claims Officer Paul Buffone (left), LWCC Associate Attorney and LBF Kids’ Chance Committee Co-Chair Matt Richards, LBF President Mike Street, and Kids’ Chance Committee Co-Chair Sherry Watters for the check presentation. “Kids’ Chance believes that we can make a significant difference in the lives of all children affected by a workplace injury by helping them pursue and achieve their educational goals,” stated Street. “National Kids’ Chance Awareness Week is designed to highlight Kids’ Chance initiatives, programs, and state organizations and raise awareness about Kids’ Chance and our mission.”

LWCC Employees Spend Volunteer Hours Helping Local Causes
During the fourth quarter of 2018, a number of LWCC employees took advantage of the company’s Corporate Citizenship Program’s volunteer time off (VTO) benefit, lending their time and talents to local organizations in need. Through this program, LWCC provides eight hours of paid VTO on an annual basis to each employee per year.

Several groups of employees from LWCC’s information technology, policyholder services, and finance departments spent volunteer hours helping the Baton Rouge Food Bank sort food products for distribution to those in need. During the holiday season, the food bank publicly announced an urgent call for volunteers, and LWCC employees voluntarily stepped up to the plate to help fill the need.

Three employees from finance and another employee from human resources participated in a volunteer-driven program called JA Finance Park hosted by Junior Achievement of Greater Baton Rouge. JA Finance Park is an economics education program that introduces middle school and high school students to personal finance planning and career exploration.

Two claims employees used their VTO hours to help with painting and job site cleanup for Habitat for Humanity’s Homeownership Program. Another group of information technology employees spent a morning volunteering at Cat Haven, a no-kill community for cats and kittens that provides care, shelter, and adoption services as well as advocates routine spaying and neutering for population control.

LWCC Announces Speakers for the 2019 Provider Conference
Rx Professor Mark Pew, Dr. Robert Goldberg, and Michele Zumwalt are among the speakers for the 2019 LWCC Provider Conference. The company hosts the conference biannually to bring together nationally acclaimed thought leaders and healthcare professionals to discuss best practices in occupational medicine. Titled “The Future Is Now”, the 2019 conference will focus on the future of the industry and share insights on how providers can navigate the changing workers’ compensation landscape to enhance injured worker care.

Professor Pew and Dr. Goldberg will share their vision about the monumental shift of healthcare over the next 10 years. Ms. Zumwalt will share her inspiring survival story and experience with opioid addiction.

The LWCC Provider Conference will be held August 23–24, 2019, at the Ritz-Carlton, New Orleans.

LWCC Partners With National Safety and Security Leader to Offer Education to Policyholders
LWCC recently announced a partnership with Firestorm Solutions, a national leader in safety and security as well as critical incident response. LWCC is committed to safety throughout all of Louisiana, and we are especially focused on providing education and training to our policyholders to keep their businesses, employees, and communities safe.

Violence is an unfortunate yet prevalent issue facing many of our schools today. We are proud to offer this service on a pilot basis to our policyholder, the West Baton Rouge School Board, and our hope is that the success of these pilots will allow us to extend the program to other policyholders in the future.

The pilot will review and enhance the plans already in place in the district and will consist of critical incident response planning and training, including how to respond in a crisis such as an active shooter event. It will also provide 360-degree site risk assessments of the school and district level access to Firestorm’s online risk threat assessment tool.


MEMIC Named Insurance Company of the Year
Members of the Maine Insurance Agents Association (MIAA) voted MEMIC “Insurance Company of the Year” and presented the award to MEMIC at MIAA’s Young Agents Sales & Leadership Conference in November.

Employees of every department share in MEMIC’s “Company of the Year” award.

Million Women Mentors Recognizes MEMIC’s Advocacy
The national Million Women Mentors (MWM) movement recognized The MEMIC Group with its Corporate State Advocacy Award at their Washington, D.C., conference. MWM is working in 40 states to entice and mentor high school girls into careers in science, technology, engineering, and math (STEM).

Catherine Lamson, senior vice president and chief administrative officer at The MEMIC Group, who championed the MWM formation in Maine, accepted the award on behalf of the company.

MEMIC Leads in Advancing Workers’ Compensation Professionals
More than 40 employees of The MEMIC Group received their Workers' Compensation Professional (WCP®) diplomas at the American Society of Workers' Compensation Professionals (AmCOMP) Annual Fall Meeting in New York City. “We are proud to have more employees achieve their WCP® designation than any other company,” said MEMIC president and CEO Michael Bourque, who noted that more than 60 MEMIC employees obtained their WCP® in 2017.


Chesapeake Employers’ Insurance Introduces New Pay-as-You-Go Billing Plan
Chesapeake Employers’ Insurance Company is introducing a new pay-as-you-go billing plan for policyholders. The company has partnered with SmartPay Solutions, a leader in pay-as-you-go solutions, to bring policyholders greater flexibility in how they pay their premium. Premium payments are based on actual payroll reporting, thereby improving cash flow management, eliminating down payments, and making the audit process more efficient for customers. Policyholders can choose which payment option works best for their business.

  • Payroll Vendor Reporting – policyholders report payroll through their payroll vendor to SmartPay Solutions at the end of each pay cycle.
  • Self-Reporting – policyholders self-report payroll at the end of each pay cycle.


Montana State Fund Growing a Stronger Workforce
Montana State Fund recently invested in the education of 11 Montana college students majoring in Occupational Safety and Health/Industrial Hygiene and the Construction Trade and Industry.

At the awards presentation, MSF President and CEO Laurence Hubbard surprised the recipients with a $3,000 scholarship instead of the $1,500 that they were expecting. The scholarships are part of MSF’s Growing a Safer Montana initiative.

“As the state’s largest workers’ compensation insurer, we are doing our best to prepare the next generation workforce of Montana for a long and safe working career, “said Hubbard.  “These scholarships not only assist with a student’s tuition, they also lay the groundwork for understanding and practicing a culture of safety at their future workplace.”

MSF began offering these competitive academic scholarships in 2018. Last year, 10 students received the $1,500 scholarship. This year, MSF awarded 11 $3,000 scholarships, for a grand total of $48,000 in total scholarship money. To apply, recipients must have a cumulative GPA of 3.0 and a desire to champion safety as they move into their professional endeavors.

Another Growing a Safer Montana program is the high school safety equipment grant. High school educators teaching construction trade and industry courses have the opportunity to apply for grants up to $750 that help purchase needed safety materials, equipment, or protective gear for their students. Over the past two years, safety equipment purchased for classrooms impacted over 2,600 students. In addition, MSF supplies safety materials and resources that the teachers can use to reinforce safety awareness in their classrooms.


NYSIF Launches New Bill
NYSIF has launched a redesigned bill, which includes many of the features that our policyholders wanted most. Based on a customer survey, NYSIF designed the new workers’ compensation and disability benefits billing statements with our policyholders’ needs in mind. The new bill offers a clearly defined minimum amount owed and due date, a concise explanation of charges, and a chronological listing of transactions, along with a more intuitive, streamlined design.

The first page of the bill displays highlights that customers need to know at a glance, such as previous balance, total balance, minimum payment due, due date and payment options. There are also two new sections: a Message Center providing updates on NYSIF news and services and Policy Alerts for notifications that are unique to each policy. The back of the bill shows itemized balances, fee details, and installment options, as well as new transactions and payments, which contains a chronological listing of account activity and a description of each transaction. View a sample of the new bill at

Steven Bell Appointed Director of Underwriting
NYSIF announced the appointment of Steven Bell to the position of director of Underwriting, effective February 22, 2019. Mr. Bell succeeds Sherwin Taylor, who retired after 42 years of service to NYSIF.

Mr. Bell has served as assistant director of Underwriting since 2009. Since then, he has been an integral part of improving NYSIF’s customer experience. Most recently, Mr. Bell was involved with implementing a streamlined electronic application and an electronic auto-quote. In his new position, he will be responsible for overseeing NYSIF’s statewide underwriting operations.

John DeFazio Appointed Director of Business Operations (Field Operations)
NYSIF announced the appointment of John DeFazio to the position of director of Business Operations (Field Operations). Mr. DeFazio has served as NYSIF’s director of Premium Audit since 2013. He previously served as assistant director of Premium Audit and, prior to that, was a business office manager. In his new position, Mr. DeFazio will be responsible for overseeing NYSIF’s statewide premium audit and field services operations, along with New York City, Long Island, and White Plains business office operations.



McCloud Appointed BWC Administrator/CEO
Ohio Governor Mike DeWine nominated Stephanie B. McCloud as administrator/CEO of the Ohio Bureau of Workers' Compensation earlier this month.

Administrator McCloud is a seasoned workers’ comp professional who cares passionately about BWC and its mission. She is a former BWC staff attorney and has a strong legal resumé, including as principal of a small business in Reynoldsburg, Ohio.

After beginning her career at BWC, she served as legal counsel to both former Governor George Voinovich and the Ohio Department of Transportation. She later joined the office of former Attorney General Jim Petro, first as senior deputy attorney general before advancing to chief counsel.

McCloud is also a former Truro Township Trustee and active community leader. She is a graduate of Capital University Law School and Ohio University, where she earned a journalism degree and studied political science in graduate school.

BWC Launches School Safety and Security Grant Program
BWC awarded 10 grants in January through its new safety and security grant program for Ohio public and private pre-kindergarten through 12th grade educational facilities.

As part of its $1.5 billion rebate, BWC announced it would set aside $4 million over two years to help make schools safer for teachers, staff, and students. The program was developed in consultation with stakeholders, the Ohio Department of Public Safety, and the Ohio Homeland Security’s Center for P-20 Safety and Security.

Licensed preschool through 12th grade educational facilities can receive a 3-to-1 matching grant, up to $40,000, meaning BWC will match every school dollar with $3.

Schools may apply for incident response equipment, building/grounds/transportation security enhancements, and other safety interventions.

More information on the program is available at


A Year’s Worth of Health and Safety Ideas
Supporting a healthy work environment isn’t just good for people, it’s good for business. Studies show that healthy workers get hurt less, are more productive and engaged, and have lower insurance costs.

“Most people spend about a third of their weekday on the job, which means the workplace can have a big impact on our health and well-being,” says Liz Hill, SAIF's Total Worker Health® adviser. “Employers can help by making safe and healthy options easy and accessible.”

Our new Total Worker Health® tools provide a year’s worth of resources for promoting safe and healthy workplaces. You’ll find videos, posters, and one-page guides with tips on healthy eating, stress reduction, physical activity, and more.

2019 Calendar Explores Oregon
From a predawn soak in a desert hot spring to a marshmallow roast at the coast, SAIF’s 2019 calendar features Oregonians at work and play.

This year, the theme was “exploring Oregon,” celebrating some of the businesses, employees, and volunteers who make Oregon a great place to travel, work, and live. We chose policyholders for the calendar based on several factors, including location and their commitment to worker safety.

In addition to the calendar, the policyholders are also featured on our new microsite,

The calendar was distributed to more than 56,000 policyholders, agents, and other stakeholders.

Video Highlights Key Step in Holiday Decorating
Whether you're hanging lights, topping the tree, or adorning that 10-foot-tall snow person, the holiday season is full of long reaches and tall surfaces. But it is not the time to get creative in how you reach new heights.

“It's easy in the holiday hustle to want to use whatever is around to reach something up high,” said Leigh Manning, senior safety management consultant at SAIF. “But avoiding an injury is worth taking the time to grab that ladder from the garage.”

That's the message of a new video we released this year, urging Oregonians to use ladders over other less safe options.

Relaxation Videos Offer Break From Winter Blues
To encourage a moment of peace during the hectic holiday season, we produced two new relaxation videos highlighting winter relaxation moments: one featuring the holiday lights, and another of a quiet fireplace scene.

SAIF Focuses on Being a Data-Driven Organization
We formed a new analytics and data team, built to drive and support a data-driven culture at SAIF. The analytics and data team will employ an agile approach ensuring good decisions are made quickly with relevant and timely data. The new team comprises three groups: data engineering, business intelligence, and data science.


Saskatchewan WCB Coverage Expanded for Saskatchewan Firefighters
An amendment to include six new cancers for presumptive coverage under The Workers’ Compensation Act, 2013 was announced on Dec. 4, 2018, in Saskatchewan.

Firefighters will be able to file a Saskatchewan Workers’ Compensation Board (WCB) claim for prostate, skin, breast, cervical, and ovarian cancer as well as multiple myeloma under the occupational disease presumption. This addition makes Saskatchewan a leader in Canada for the number of occupational diseases for which firefighters have presumptive coverage.

“Firefighters are running toward danger as others run away, and they face great risks when performing their duties in often challenging situations,” Labour Relations and Workplace Safety Minister Don Morgan said. “They also face the potential of dealing with occupational diseases related to their chosen profession.”

The newly added cancers also recognize the changing demographics among firefighters, with half the added new cancers primarily or only impacting women.

“This is an important day for firefighters across Saskatchewan,” Saskatchewan Professional Firefighters Association President Lloyd Zwack said. “We appreciate the government continuing to recognize the hazards we face every day and to know that they are just as committed to our long-term health as we are to keeping the province safe.”

WorkSafe Saskatchewan, University of Fredericton Partner to Support Workplace Psychological Health
In December 2018, the Saskatchewan Workers’ Compensation Board (WCB) and the University of Fredericton (UFred), New Brunswick, signed a partnership agreement to increase access to training and resources for Saskatchewan employers to create psychologically healthy workplaces.

Over the last three years, the WCB has seen a 75 percent increase in the number of psychological claims accepted. While psychological claims only equate to a small percentage of all workplace injury claims accepted, the increase in the rate of acceptance is concerning.

Through its partnership with UFred, Saskatchewan employers will have access to resources to help establish systems and programs that protect the psychological health and wellness of their employees. Among these resources are online psychological health and safety certificate programs at the basic, advanced, and manager level.

In addition to the resources in psychological health and safety, the partnership between UFred and the WCB will also provide course modules focused on enhancing workplace resiliency to cope with and manage common stressors.

The resource-rich content of the resiliency course provides practical approaches for employees to lead a psychologically safe work environment and identify how to respond and manage situations where an employee is struggling.



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